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Enjoy the holiday season and be wise in your spending. Don’t be pressured into spending what you don’t have. It’s O.K. not to have. Instead, send everyone a beautiful card. Remember, if your bills are behind now, and you spend what little you have on gifts… The only gift Santa will bring you will be a Shut-Off notice. Take care all. Happy holidays, be blessed and be wise.

Silent Dugood

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